business insurance

Business Insurance

There are nine basic types of business insurance. It is such a broad field it is sometimes difficult to know what is needed. There is property insurance for the location of the business and casualty insurance is against loss or damage to the business. It is usually grouped with property insurance. Liability insurance protects the business in case it is sued for negligence. Commercial auto is for vehicles used by the business. Workers compensation is for protection for employees against on-the-job injuries. Business interruption is protection against loss or damage to the profit and cash flow. Health insurance is a group insurance policy for the employees and life and disability insurance protects the business against the death of a key employee or owner. All of the above can be mixed and matched tor a scripted policy that is unique to one business.

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